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Credit Risk Analyst (Banking / Credit Risk / Financial Services) – Port Louis, Mauritius

Port Louis, Mauritius
Reference Number: RSB
 
Job Description:
A leading Commercial bank in Mauritius is looking to hire a Credit Risk analyst to be based at their head office in Port Louis. The main purpose of this position is to undertake an in-depth assessment of credit proposals received from Business Units and make appropriate recommendations in compliance with the Bank's credit policy and relevant guidelines with a view to ensure good quality lending.
 
Responsibilities:
  • Review credit proposals from Business Units within agreed SLA/KPI by completing a comprehensive SWOT Analysis to highlight inter alia, the credit risks involved and give possible mitigants for these risks.
  • Ensure that all credit requests are in alignment with the Bank’s Credit Policy, BOM guidelines and other legislations.
  • Assessment of Sovereign and Bank limits and conduct annual review of these limits
  • Proactively research, analyse and manage data from reliable sources with the aim to pre-empt risks on the credit portfolio.
  • Produce regulatory reports on credit concentration, related party transactions and other reports that may be required by the Board.
  • Highlight and contribute to eliminate all tasks and processes that do not add any value.  
  • Pick up Early warning signals through ongoing monitoring of financial covenants.   
  • Provide advice and support to Business Units regarding credit risk-related matters to meet their expectations.
  • Interface with management, internal and external auditors.
  • Maintain mutually beneficial relationships with Business Units and other Support Teams.
  • Ensure that turnaround time of credit proposals are within the agreed Service Level Agreement with respective Business Units.
  • Deal with any issues raised with urgency and in a manner that encourages learning from the past and ensuring that omissions and errors are not repeated.
  • Continuously strive to improve the quality of service provided by Credit Risk through Innovation and personal initiatives.
  • Assist in the preparation of the Department's annual Strategic plan.
  • Assist in the development and implementation of appropriate systems and controls to mitigate potential loss and risk for the Bank.
  • Ensure proper cost management within the Department.
  • Ensure tasks are completed in an efficient manner and resources and equipment are used optimally.
  • Actively work towards meeting the targeted key performance indicators of the department.
  • Reduce manual tasks by making maximum use of existing automated systems and MIS system to be implemented.
  • Provide ongoing Coaching to Credit Risk Assistants.
  • Keep up-to-date with changes within banking regulations.                                                
  • Responsible for personal self-development to increase work related knowledge and skills through active researching and training on credit risk management techniques.
  • Keep up-to-date with changes within banking regulations and best practices globally.     
  • Instil and act with accordance to the Bank’s vision, mission and values and deliver actions that positively contribute to the company’s culture;
  • Comply with all statutory regulations;
  • Undertake any other duties, accountabilities and responsibilities as may be required.    
Requirements: Qualification and Skill
  • ACCA qualified or a Degree in Banking/Finance/Statistics/Accounting or an alternate qualification.
  • Master Finance will be a definite advantage.
  • Minimum 3 years’ experience in Credit Risk Management in a bank / financial institution.
Please apply directly, by clicking on the ‘apply button’ and visit www.caglobalint.com for the latest CA Global jobs.
 
Robin Botha
Recruitment Consultant
CA Global Finance
 
Should you not receive a response in two weeks, please consider your application unsuccessful. Your CV will be kept on our database for any other suitable positions.
 
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