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Credit Risk Analyst (Banking / Credit Risk / Financial Services) – Port Louis, Mauritius

Port Louis, Mauritius
Reference Number: RSB
Job Description:
A leading Commercial bank in Mauritius is looking to hire a Credit Risk analyst to be based at their head office in Port Louis. The main purpose of this position is to undertake an in-depth assessment of credit proposals received from Business Units and make appropriate recommendations in compliance with the Bank's credit policy and relevant guidelines with a view to ensure good quality lending.
  • Review credit proposals from Business Units within agreed SLA/KPI by completing a comprehensive SWOT Analysis to highlight inter alia, the credit risks involved and give possible mitigants for these risks.
  • Ensure that all credit requests are in alignment with the Bank’s Credit Policy, BOM guidelines and other legislations.
  • Assessment of Sovereign and Bank limits and conduct annual review of these limits
  • Proactively research, analyse and manage data from reliable sources with the aim to pre-empt risks on the credit portfolio.
  • Produce regulatory reports on credit concentration, related party transactions and other reports that may be required by the Board.
  • Highlight and contribute to eliminate all tasks and processes that do not add any value.  
  • Pick up Early warning signals through ongoing monitoring of financial covenants.   
  • Provide advice and support to Business Units regarding credit risk-related matters to meet their expectations.
  • Interface with management, internal and external auditors.
  • Maintain mutually beneficial relationships with Business Units and other Support Teams.
  • Ensure that turnaround time of credit proposals are within the agreed Service Level Agreement with respective Business Units.
  • Deal with any issues raised with urgency and in a manner that encourages learning from the past and ensuring that omissions and errors are not repeated.
  • Continuously strive to improve the quality of service provided by Credit Risk through Innovation and personal initiatives.
  • Assist in the preparation of the Department's annual Strategic plan.
  • Assist in the development and implementation of appropriate systems and controls to mitigate potential loss and risk for the Bank.
  • Ensure proper cost management within the Department.
  • Ensure tasks are completed in an efficient manner and resources and equipment are used optimally.
  • Actively work towards meeting the targeted key performance indicators of the department.
  • Reduce manual tasks by making maximum use of existing automated systems and MIS system to be implemented.
  • Provide ongoing Coaching to Credit Risk Assistants.
  • Keep up-to-date with changes within banking regulations.                                                
  • Responsible for personal self-development to increase work related knowledge and skills through active researching and training on credit risk management techniques.
  • Keep up-to-date with changes within banking regulations and best practices globally.     
  • Instil and act with accordance to the Bank’s vision, mission and values and deliver actions that positively contribute to the company’s culture;
  • Comply with all statutory regulations;
  • Undertake any other duties, accountabilities and responsibilities as may be required.    
Requirements: Qualification and Skill
  • ACCA qualified or a Degree in Banking/Finance/Statistics/Accounting or an alternate qualification.
  • Master Finance will be a definite advantage.
  • Minimum 3 years’ experience in Credit Risk Management in a bank / financial institution.
Please apply directly, by clicking on the ‘apply button’ and visit for the latest CA Global jobs.
Robin Botha
Recruitment Consultant
CA Global Finance
Should you not receive a response in two weeks, please consider your application unsuccessful. Your CV will be kept on our database for any other suitable positions.
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